The Mortgage Cafe
The Mortgage Cafe

85% LTV for HMO Properties with up to 8x Letting Rooms & Multi-Unit Properties with up to 4x Flats

Suitable for Small/Medium HMOs & Multi-Unit Investment Properties

Good 5-year fixed rate for Multi-Unit properties of up to 4 self contained letting units (flats and studio apartments) in 1x freehold, or up to 8x bedrooms let to unrelated tenants in licensed HMOs. 85% Maximum loan of £750,000 at 85% LTV. Flats above commercial considered.

Request Call Back



Pay Rate5.29%
Rate Description5 Year Fixed Rate
Reverting RateSVR currently 6.83%
Expiry5 years
Security ChargeFirst charge basis
Maximum LTV85%
Minimum Property Value£117,650
Minimum Loan Size£100,000
Maximum Loan Size£750,000 to 85%
£3,000,000 to 80%
Maximum Mortgage Term35 years
Income RequirementsNo minimum income requirements
Accepted Property TypesHMO & Multi-Unit properties in England & Wales
Property Types Cont.Ex-council houses and flats accepted, (flats over commercial considered
Tenancy TypesSingle or Multiple AST 
Rental Stress Test140% @ 5.29%
Product Reference38869

Get a Personalised Quotation for this Product

HMO 85% LTV 5 Year Fixed 5.29%

For more details about this product or to check if this will be suitable for you, call us on 0117 2232 050

Try our Free Mortgage Sourcing System