The Mortgage Cafe
The Mortgage Cafe

BTL 4.49% Fixed for 2 Years at 85% LTV

Residential Investment Mortgage 85% LTV no Minimum Income

2 year fixed rate for single/couple/family occupation. BTL investment mortgage with generous rental cover. Low lender fee and flexible lending criteria. Family gifted deposit allowed. Maximum mortgage term of 35 Years. No minimum personal income requirements. Allows ex-council houses and flats.

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Pay Rate4.49%
Rate Description2 Year Fixed Rate
Reverting RateLIBOR + 5.89%
Expiry2 years
Security ChargeFirst charge basis
Maximum LTV85%
Minimum Property Value£50,000
Minimum Loan Size£25,000
Maximum Loan Size

£1,000,000 to 85%

Maximum Mortgage Term35 years
Income RequirementsNo minimum income requirements
Accepted Property TypesBTL & student-let properties in England, Scotland & Wales
Property Types Cont.Ex-council houses and flats accepted, (flats over commercial considered)
Tenancy TypesSingle AST 
Rental Stress Test125% @ 6.49%
Product Reference42543

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85% LTV 2 Year Discount 4.49%

For more details about this product or to check if this will be suitable for you, call us on 0117 2232 050

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