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2 Year Discount Rate at 4.89% on 85% LTV for Single BTL

Residential Investment Mortgage 85% LTV no Minimum Income

2 year discount rate for single family dwelling residential investment with generous rental cover . Lender fee can be added to the mortgage and no early repayment charges.

Family gifted deposit allowed. Maximum mortgage term of 35 Years. No minimum personal income requirements. Allows ex-council houses and flats.

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Pay Rate4.89%
Rate Description2-year discount (variable)
Reverting RateSVR
Security ChargeFirst charge basis
Maximum LTV85%
Lenders Fee2.5% (can be added to loan) for 85% LTV Lending
Minimum Property ValueNA
Minimum Loan Size£75,000
Maximum Loan Size£3,000,000
Maximum Mortgage Term35 years
Income RequirementsNo minimum income requirements but income must be provable
Accepted Property TypesResidential letting houses and flats in England and Wales.
Property Types Cont.Available to ex-council houses (exc. flats). No bedsits. Not for flats in freehold house. Flats over commercial accepted. maybe LTV restriction on some property classifications
Tenancy TypesSingle AST only. DSS tenants accepted. Not accepted: Corporate tenants accepted inc local authority and housing association contracts.

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85% LTV 2 Year Discount 4.89%

For more details about this product or to check if this will be suitable for you, call us on 0117 2232 050