The Mortgage Cafe
The Mortgage Cafe

2 Year Fixed Rate 2.99% at 80% LTV for Single BTL

Residential Investment Mortgage 80% LTV

Low 2 year fixed rate for single family dwelling residential investment (other option with free valuation and £250 cashback at 3.24%). No minimum time in employment but position must be permanent and outside of any probation period.

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Pay Rate.2.99%
Rate Description2 Year Fixed Rate
Reverting RateSVR currently 5.44%
Security ChargeFirst charge basis
Maximum LTV2% (can be added to loan)
Minimum Property Value£50,000
Minimum Loan Size£25,001
Maximum Loan Size£350,000 at 80% LTV

£500,000 at 75% LTV

£1m at 65% LTV

Maximum Mortgage Term35 years
Income RequirementsNo minimum income requirements and no minimum time in employment but must be permanent and not in any probation period.
Accepted Property TypesResidential letting houses and flats in England, Scotland and Wales.
Property Types Cont.Available to ex-council houses and leasehold flats. No bedsits.
Tenancy TypesSingle AST only. DSS tenants accepted. Corporate tenants considered
Rental Stress Test125% at 5.99% i.e. £1000 rent supports a max borrowing of £160,267
Product ReferenceRL10117

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80% LTV 2 Year Fixed 2.99%

For more details about this product or to check if this will be suitable for you, call us on 0117 2232 050

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