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2 Year Fixed Rate at 3.15% on 80% LTV for Single BTL

Residential Investment Mortgage 80% LTV

Low 2 year fixed rate for single family dwelling residential investment with free valuation. No minimum time in employment but position must be permanent and outside of probation period!

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Pay Rate3.15%
Rate Description2 Year Fixed Rate
Reverting RateSVR currently 5.30%
Security ChargeFirst charge basis
Maximum LTV80%
Lenders Fee1.5% (can be added to loan)
Minimum Property Value£75,000
Minimum Loan Size£30,000
Maximum Loan Size£1,000,000
Maximum Mortgage Term25 years
Income RequirementsNo minimum time in employment but must be permanent and not in any probation period. £25k joint minimum income.
Accepted Property TypesResidential letting houses and flats in England and Wales.
Property Types Cont.Available to ex-council houses (exc. flats). No bedsits. Not for flats in freehold house.
Tenancy TypesSingle AST only. DSS tenants accepted. Corporate tenants accepted inc local authority and housing association contracts.
Rental Stress Test125% at 5.35% i.e. £1000 rent supports a max borrowing of £179,439
Product ReferenceRL10117

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80% LTV 2 Year Fixed 3.15%

For more details about this product or to check if this will be suitable for you, call us on 0117 2232 050