Download Product Files for HMO Mortgages
HMO-1
Blocks of Flats, small Housing Developments, HMOs, BTL Houses & Flats, HMOs & Flats above commercial
HMO-2
BTL’s, HMO’s with most accommodation types, including studios/bedsits/flats/rooms. Properties.
HMO-3
HMO’s with most accommodation mixes, including studios/bedsits/flats/rooms let for all types of tenant.
HMO-4-75
HMO’s (max 8 rooms) including studios/flats/rooms. Licensed HMO or non-licensed HMO properties.
HMO-4-80
HMO’s (max 8 rooms) & student lets (max 8 rooms). Licensed HMO or non-licensed HMO properties.
HMO-5
This lender will lend on licensed HMO properties with 5 to 9 letting rooms.
HMO-6-85
All licensed HMO properties, plus properties that conform to HMO status (5 or more tenants over 3 or more storeys)
HMO-7
HMOs including Student Lets, Flats in a single freehold, Retail Units, Factory Units, Industrial Units, Office Units.
HMO-8 and MultiUnit-8
HMO’s with most accommodation types, including studios/bedsits/flats/rooms. Properties.
HMO-9
HMOs & Student Lets with max 5x Rooms for Students or Working Tenants (England, Scotland, Wales & N.Ireland
HMO-10
HMO & Student Lets (England only)
HMO-11
Non-Licensed HMOs with max 4x Rooms for Student or Working Tenants (England, Scotland, Wales)
HMO-17LR
Light/Medium/Heavy Refurbishment product for residential investment properties.
HMO-19
HMO-19 up to 75% LTV Lending Criteria (England & Wales)
HMO-19 Ltd Co
HMO-19 up to 80% LTV Lending Criteria Ltd Co (England & Wales)
RRM-1
Residential Refurbishment Mortgage BTL & HMO (England & Wales)
RRM-3R2-LR
HMO Light Refurbishment Mortgage (England, Scotland & Wales)
BTL-17
Single BTL & also for Students sharing (non-HMO) England & Wales