The Mortgage Café Limited is a Whole of Market independent mortgage broker working with all lenders in the market. These lenders range from the traditional ‘high street’ lenders to specialised lenders with specific niche lending criteria. Our expertise in mortgages has been built around knowledge gained from all aspects of the financial services industry in a period spanning over 25 years.
We have been awarded the Certificate in Mortgage Advice & Planning (CeMAP) and we own a Financial Planning Certificate demonstrating a commitment to high standards of ethics and work practice. Based in Bristol, our mortgage processing centre is in Paignton, Devon.
How we Work our Approach
We’ll send you detailed mortgage illustrations, or indicative mortgage terms and when you’re ready to proceed with a mortgage application, we’ll even complete the application form for you. In all cases, you choose when you’re ready to apply for a mortgage.
Fees and Charges
In more complex cases the application fee is waived and the arrangement fee is 0.5% of loan amount. In the most difficult cases, including expats purchasing investment property in the UK, the arrangement fee is up to 1% of loan amount.