The Mortgage Cafe

Buy to Let Mortgage for Foreign Nationals Buying Investment Property in the UK

General Lending Criteria: Buy To Let Mortgage for Foreign Nationals Buying Investment Property in the UK

  • Purchases or Remortgage
  • Interest only or capital + interest repayment
  • Mortgages up to 75% Loan to Value
  • Lending to Limited companies considered

HMO Mortgages Suitable for Foreign Nationals

If you are a foreign national a non UK passport holder living and working outside the UK and want to invest in UK property, we can still assist with arranging a buy to let mortgage

One of our panel lenders can lend to Foreign Nationals. These applicants will be non-UK citizens and non-EU citizens, who want to invest in the UK property market. Applicants will be required to have a UK bank account and travel to the UK to prove identity and sign documents at a solicitor’s office.

These lenders provide good terms and flexibility, coupled with interest-only options, if required. They can accommodate a wide range of properties and lending is available up to 75% LTV.

Get Quotes

Buy to Let Mortgages as Low as 1.60% pa

Typical Mortgage Criteria (Non-UK Nationals)

  • Maximum lending up to 75% LTV
  • Interest rates from 6.39%
  • Maximum loan amount £400,000 (subject to LTV)
  • Minimum loan only £3,000
  • Maximum mortgage term 15 years
  • Minimum mortgage term 5 years

Applicant Profile

  • Any Nationality considered
  • Resident in virtually any country
  • Do not need to own current UK property
  • Evidence and source of deposit funds required

Types of Property

  • Properties of standard construction
  • Freehold houses
  • Leasehold flats and maisonettes
  • Flats above retail shops (some restrictions apply)
  • England, Scotland & Wales

Request Call Back

Available on-line at