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Commercial Mortgages for Poor or Adverse Credit

Commercial Mortgage Quotes


Adverse Credit Commercial Mortgages

We have a specialist commercial lender who can assist with non-regulated mortgages (ie where less than 40% of the property is for the owner’s main residence) in instances where a past credit incident is now causing a problem with obtaining a traditional commercial mortgage.

Poor credit history
Low credit score
Late credit payments
Missed mortgage payments
County count judgements (CCJ’s)
Declined elsewhere
Discharged Bankruptcy
Repossession proceedings
Finding it difficult to get credit
Debt management arrangements

Lending Guideline

Outline of lending for adverse credit commercial mortgages We can offer the following on semi-commercial property

Borrow from £50,000 to £5m
Mortgage terms up to 30 Years
Up to 75% of the property value or purchase price
Repayment or interest-only options

Investing in Commercial Property

Examples of property

Retail shop with owners accommodation
Office units
Retail units
Shops & high street retail
Pubs & licensed trade premises
Cafe’s and hot food outlets
Bars & Bistro
Light industrial units