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Commercial Investment Property Mortgages

Buying or Remortgaging Commercial Investment Property

Commercial Investment

Commercial investment mortgages are designed for companies or individuals purchasing or remortgaging commercial property let to a third party.

We can provide commercial investment mortgages secured against a wide range of commercial and business types.

Business sectors typically include office, retail, leisure, industrial and manufacturing, healthcare and education.

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Semi-Commercial Investment

Semi-commercial and mixed use property owned on an investment basis. Semi-commercial property comprises both residential living accommodation with a proportion of the property with for business purposes. The commercial element may either be the owners business, or rented out on a formal lease arrangement. The 3% Stamp Duty surcharge does not apply to semi-commercial properties such as shops with flats above.

Residential-Based Investment Property

  • Purpose built student accommodation
  • Homes of multiple occupation (HMO)
  • Halls of residence
  • Hostel accommodation
  • Holiday let property

Business and Retail Properties

  • Retail shop
  • Office units
  • Office blocks
  • Conference centers
  • Business parks
  • Retail units
  • Shops & high street retail
  • Retail parks & malls
  • Restaurants
  • Pubs & licensed trade premises
  • Cafe’s and hot food outlets
  • Retail with accommodation
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Agricultural and Farming Property

  • Farmland
  • Country houses
  • Equestrian centers
  • Sporting estates
  • Rural property

Healthcare and Education Property

  • Care Homes
  • Nursing Homes
  • Nursery childcare
  • Doctors surgeries
  • Private medical practices
  • Dental practices
  • Veterinary practices
  • Schools & education centers

Industrial Property

  • Industrial Units
  • Warehousing
  • Storage Facilities
  • Automotive Workshops
  • Engineering Workshops
  • Factories & Manufacturing Facilities
  • Car Wash Garage
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Other Commercial Property

  • Car Parks
  • Car Showrooms
  • Petrol Flling Stations
  • Franchised Property
  • Roadside Retail & Service Areas

Tourism and Leisure Property

  • Leisure parks
  • Tourist attractions
  • Golf courses & golf property
  • Hotels
  • Sports & fitness centers
  • Heritage property
  • Cinemas & theatres
  • Caravan & camping parks
  • Holiday parks

Investment Commercial Mortgage Summary

We can arrange funding up to 75% of the property value, or purchase price (whichever is the lower) to refinance, or purchase a commercial property.

Lending is dependent upon the strength of the lease terms, the length of lease and quality of the tenant, as well as the condition and location of the property being offered as security. Mortgage available from £25,000 to £10m and up to 75% Loan To Value. All loans are subject to status and secured against property.

Commercial Mortgage Quotes