The Mortgage Cafe

Buy to Let Mortgages with no Lender Arrangement Fees

Typical lending Criteria (no lender fee)

  • Maximum lending up to 85% LTV
  • Interest rates from 2.09% (subject to LTV)
  • Fixed rates are available
  • Maximum lending up to £2m (subject to LTV & interest rates)
  • Minimum lending £25,000
  • Maximum mortgage terms up to 40 years

No Lender Arrangement Fees

Most lenders charge an arrangement fee, which is added to the mortgage. Generally speaking, mortgages with the lowest interest rates and attractive incentives do come with a lender arrangement fee. However, we have lenders on our panel who do not charge an arrangement fee. We can provide you with full details of these lenders’ mortgages for you to select the correct product to suit your requirements.

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Buy to Let Mortgages as Low as 1.60% pa

General Lending Criteria: BTL Mortgages with no Lender Arrangement Fees

  • Purchases or Remortgage
  • Interest only or capital + interest repayment
  • Mortgages up to 85% Loan to Value
  • Lending to Limited companies considered

Applicant Profile

  • First time buyers accepted
  • First time landlords accepted
  • Must be employed, self employed or on pension
  • No minimum personal income requirements
  • Maximum age 75 at application

Types of Property

  • Properties of standard construction
  • Freehold houses
  • Leasehold flats and maisonettes
  • Flats above retail shops (some restrictions apply)
  • England, Scotland & Wales

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