The Mortgage Cafe

Buy-to-Let Mortgages for Holiday Letting

Buy to Let Mortgages Suitable for UK Holiday Lets

We have a good panel of lenders willing to lend for holiday letting. There is a wide range of mortgage products available for most types of standard UK property

Typical Mortgage Criteria (holiday letting)

  • Interest rates from 2.44% (subject to LTV)
  • Maximum lending up to 75% LTV
  • Minimum property value £50,000
  • Maximum loan amount up to £1.5m
  • Mortgage terms up to 40 years

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Buy to Let Mortgages as Low as 1.60% pa

Types of Property

  • Properties of standard construction
  • Freehold houses
  • Leasehold flats and maisonettes
  • Flats above retail shops (some restrictions apply)
  • England, Scotland & Wales

General Lending Criteria: Buy to Let Holiday Letting

  • Purchases or Remortgage
  • Interest only or capital + interest repayment
  • Mortgages up to 75% Loan to Value
  • Lending to Limited companies considered

Applicant Profile

  • Must be homeowner-occupier and own at lease 1x BTL
  • Should have good level of personal income
  • Primary personal income should not be from BTL rental
  • No maximum age (subject to retirement income)

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