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Buy to Let Mortgage for Applicant Over 60 & 70 Years Old

Buy to Let Mortgages Suitable for Applicants Over 60 and 70 Years Old

The majority of lenders will require their mortgage to be repaid by age 75. This is quite restrictive for older property investors. We have therefore put together a panel of lenders who have a higher maximum age threshold at the end of the mortgage term. The maximum age is 90 with one lender, while other lenders have maximum ages of 85 and 80.

A wide range of properties can be accommodated with maximum loans available up to 85% LTV.

We have a wide range of mortgages from all the lenders on our panel.


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Situational Profile

few lines describe perhaps why lenders may not lend to older age applicants

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Applicant Profile

Information for applications, information is missing needs adding here.

Homeowner or owned a Buy to Let property for 12 months
UK passport or UK driving licence as ID
Evidence of deposit funds and refurbishment costs
Applicants can be Employed, Self Employed
Previous experience of similar developments

Types of Property

Details about types of acceptable property here, more information needed.

Self Contained Flats
Must be leasehold title
Flat must have its own entrance
Property located in England Wales and Scotland

General Lending Criteria

Details about types of acceptable property here, more information needed

Purchases or Remortgage
Interest only or capital + interest repayment
Mortgages up to 85% Loan to Value
Lending to Limited companies considered