Buy-to-Let Mortgages for Applicants with Low or No Personal Income

Are you employed, self-employed, or on a pension with an annual income less that £25,000? We have lenders who have no minimum personal income requirements and they can lend up to 80% LTV for homeowners who are 1st time landlords, or up to 85% for homeowners who own at least one existing BTL property. (see lending criteria below)

Are you without any employment? eg. a student with a cash gift from parents, a housewife/homemaker, someone recently made redundant, or have you just taken early retirement etc? Anyone who has capital to invest in UK residential property could be eligible for this BTL mortgage. Our lender will not require a guarantor and will not require a second property as additional security. They will just secure their mortgage by way of a 1st charge on the property being purchased. (see lending criteria below)

BTL Mortgage – no minimum income requirements

• Minimum loan £25,001
• Maximum loan £1m at 70%, or £750,000 at 75%
• Minimum term 5 years
• Maximum term 35 years
• Interest only, or repayment
• Purchase or Remortgage
• Lending in England, Scotland & Wales

Lending details

• Purchases or Remortgage
• Interest only or capital + interest repayment
• Up to 85% Property Value
• Up to 70% of purchase price