The Mortgage Cafe

Featured Mortgages for Properties Let as Houses of Multiple Occupation

Some of the most popular HMO mortgages

We are often asked for mortgages for specific HMO properties that don’t quite fit the standard HMO model. These could be where studio apartments, or bedsits are located within the property alongside rooms to let. Alternatively, it may be where the property has been split into self contained flats all within the same freehold title (ie. no leaseholds).

 

Generally, we can find a lender, or choice of lenders, to accommodate all types of HMO properties. Contact us now to discuss your requirements and we will find you the most appropriate HMO mortgage from the whole market.

100% Funding for Residential Development Projects

100% Funding for Residential Development Projects

100% Development funding for experienced builders and developers wanting a joint venture funding package this 100% JV provides the funding for 2 to 24 month term developments. Loans available for projects with GDV of £1.5m to £10m for development of mid ranged housing.

Product code: DF50144

Lenders Landlord Products with no Early Repayment Charges

Lenders Landlord Products with no Early Repayment Charges

Best landlord mortgage products that have no early repayment charges ( ERCs). These products provide an added degree of flexibility to landlords who may want to redeem the mortgage early, repay lump sums, or remortgage to raise additional capital before the end of the product rate period.

Product code: DSCR

3.69%

Lenders with Highest Loan for Rent Calculation

Lenders with Highest Loan for Rent Calculation

The rates we publish on this page are currently the best in the market offering the most generous rental calculation. Rental stress tests can make a big difference to the amount applicants may actually borrow.

Product code: DSCR

3.69%

 

Available on-line at www.btl-direct.com