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5 Year Fixed Rate 3.27% at 75% LTV with least rent cover

Exclusive Product:

Maximum BTL Mortgage from Generous Rent Calculation

A monthly rent of just £750 will support a maximum mortgage of £196,500 with no minimum personal income required from the applicant. The lender fee can be added to the mortgage taking it over the 75% max loan amount. 

For leasehold properties, the lender only requires a minimum of 50 years remaining on the lease at the end of the mortgage term, so with the minimum mortgage term of 5 years, a leasehold property with just 55 years left on the lease would be acceptable.

Applicants must be homeowner-occupiers.The minimum age for applicants is just 21 with a minimum of 3 months in current employment, or just 12 months in self employment.

This mortgage product is available for purchase or remortgage and it is portable to a subsequent property.

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Pay Rate3.27%
Rate Description5 Year Fixed Rate
Reverting RateLender SVR currently 5.64%
Security ChargeFirst charge basis
Maximum LTV75%
Minimum Property Value£100,000
Minimum Loan Size£30,000
Maximum Loan Size£1,000,000
Maximum Mortgage Term35 years
Income RequirementsNo minimum income requirements
Accepted Property TypesBTL houses and flats in England, & Wales
Property Types Cont.Ex-council houses and flats accepted
Tenancy TypesSingle AST 
Rental Stress Test140% @ 3.27%
Product Reference43014

Maximum Mortgage

Minimum Rent Required

£150,000£573 per month
£200,000£763 per month
£250,000£851 per month
£300,000£954 per month
£350,000£1,336 per month

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